PENGARUH KREASI NILAI TERHADAP KINERJA BPR DI JAWA BARAT

A.V Rahajeng Widyarsih, Yohanes Ferry Cahaya, Annathasia Puji Erasashanti

Abstract


BPR has a big role to drive the regional economy. The financial performance of rural banks in West Java generally tends to improve, but is not in line with the growth in the number of rural banks, which shows a declining trend from year to year. In addition, the growth of third-party funds (DPK) gradually slowed down from 25.70% in 2009 to 8.10% in 2015 and 0.69% in August 2016. The condition is thought to be related to problems in developing value creation. So, this study aims to examine the effect of value creation on BPR performance in West Java. This research uses a quantitative research approach. Observations were made in the time section which is cross section / one shot, that is in 2019. The analysis unit is BPR in West Java, with the observation unit that is the management of the BPR in the West Java Province. Data taken from a sample of 100 respondents and analyzed using PLS. The results showed that value creation had a significant influence on the performance of BPR in West Java. This finding is expected to be an alternative model for BPR management in West Java that improving BPR performance relies on developing value creations especially in the business partner aspect, supported by business domain development and customer benefits.

Keywords


value creation, BPR performance

Full Text:

PDF

References


Al-Tamimi, H., Hassan, A. (2010). Factors Influencing Performance of the UAE Islamic and Conventional National Banks. Department of Accounting, Finance and Economics, College of Business Administration, University of Sharjah.

Aras, Gu¨ ler; Aybars, Asli; Kutlu, Ozlem (2009). Managing corporate performance Investigating the relationship between corporate social responsibility and financial performance in emerging markets, International Journal of Productivity and Performance Management, Vol. 59 No. 3, 2010 pp. 229-254 Emerald Group Publishing Limited.

Berghman, Liselore & Vandenbempt, Koen (2006). Building Competences for New Customer Value Creation: An exploratory study. Industrial Marketing Management 35 (2006) 961–973.

Daneshvar, P., & Ramesh, H. N., D. (2012). Determination of IT strategies to improve bank's performance- Indian public banks experience. Anvesha, 5(2), 1-8.

Hahn, William & Powers, Thomas L. (2010). Strategic plan quality, implementation capability, and firm performance. Academy of Strategic Management Journal, 9.1: 63-81.

Karim, Nasir; Ameen, Amjad; Ayaz, Muhammad (2011). Mergers and Acquisitions: An Impact on Financial Performance (A case study of Standard Chartered Bank-Pakistan). Interdisciplinary Journal of Contemporary Research In Business 3.1: 804-813.

Kotler, Philip & Kevin Lane Keller (2012). Marketing Management, 14e, Global Edition, Pearson Education Limited.

Kotler, Philip & Kevin Lane Keller (2016). Marketing Management, 15e, Global Edition, England : Pearson Education Limited.

Malhotra. Naresh K. (2010). Marketing Reseach: An Applied Orientation. Sixth. Edition Pearson Education.

Matanda, Margaret Jekanyika; Nelson Oly Ndubisi (2009). Market orientation, supplier perceived value and business performance of SMEs in a Sub-Saharan African nation, Journal of Enterprise Information Management 22.4 : 384-

Peraturan Bank Indonesia (PBI) No.14/9/PBI/2012 dan Surat Edaran (SE) Bank Indonesia No.14/36/DKBU Jakarta tentang Uji Kemampuan dan Kepatutan (Fit and proper test) BPR.

Peraturan Otoritas Jasa Keuangan Nomor 20/POJK.03/2014 tentang Bank Perkreditan Rakyat.

Prahalad, C.K. & Rawaswamy, Venkat (2004). The Future Competition: Co Creating Unique Value With Customer. Harvard Business School Press.

Rodgers, David E. (2010). Vision-to-value creation: A balanced fit strategic dynamic capabilities process, Capella University, ProQuest Disertations Publishing, 3396512.

Sekaran, Uma (2010). Research Methods For Business. Fifth Edition. New York: Jhon Wiley & Sons, Inc.

Thanh & Ha (2013). The Effect of Banking Relationship on Firm Performance in Vietnam.International Journal of Economics and Finance, 5.5: 148-158.




DOI: https://doi.org/10.46975/aliansi.v14i1.28

Refbacks

  • There are currently no refbacks.


Copyright (c) 2020 A.V Rahajeng Widyarsih, Yohanes Ferry Cahaya, Annathasia Puji Erasashanti

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 ISSN : 2541-545X

Published by:

Universitas Mitra Bangsa

Jl. Tanjung Barat No. 11 Jakarta Selatan

Telp: (021) 7817823  Fax: (021) 7815144

Website: https://umiba.ac.id/